Research Article: Counterfactual Recourse for Loan Decisions with Cost-Aware Paths
Abstract
We compute cost-aware recourse paths using causal features and regulatory constraints. In sandbox evaluations, acceptance odds improved 17% for qualified applicants.
Cite this article
Marques, S. & Choi, J. (2025). Research Article: Counterfactual Recourse for Loan Decisions with Cost-Aware Paths. Research Explorations in Global Knowledge & Technology (REGKT), 3 (8). Retrieved from https://regkt.com/article.php?id=162&slug=counterfactual-recourse-loan-decisions-cost-aware-paths